Tag: replacement ratio

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 Achieving a comfortable replacement ratio with the right toolkit

Retirement planning in Canada has become increasingly challenging, especially for those who do not participate in a defined-benefit pension plan. In a recent Globe & Mail article titled "How hard is it to save enough to retire at age 60?" the author argues that benefits should exceed 50% of an individual's final average pay, calculated […]


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Overcoming Inertia in Pension Communication

In today's digital age, where personalized news feeds and social media dominate, reaching individual customers through digital devices has become crucial for businesses to remain competitive. However, the global pension industry has been slow to embrace innovation and technology for member communication. This industry, vital for the financial security of future retirees, often falls short […]


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